A Fruitful Retirement: Social Security Benefit Taking your Social Security benefits at the right time may help maximize your benefit. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content How Insurance Deductibles Work Knowing how insurance deductibles work can help you save money and give you peace of mind. Savings and Cash Flow Savings is a critical tool to ensure positive cash flow in your personal finances. Risk Perspective Is it possible to avoid loss? Not entirely, but you can attempt to manage risk.